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54.5% of Albanians cannot afford a 1,000 euro unexpected expense, the highest level in the region
2026-02-04 08:15:01 / EKONOMI&SOCIALE
More than half of Albanian families are unable to afford an emergency expense that requires savings of 1,000 euros.
According to data from the Security Meter 2025 survey of the Regional Cooperation Council (RCC) Survey, Albania had the highest percentage of households that cannot afford an emergency.
Albania reports the highest level of financial insecurity in the Region in 2025, with 54.5% of respondents stating that they could not cover such an expense independently, a slight increase from 53.3% in 2024.
Similarly, North Macedonia shows a high level, with almost half (48.1%) of the population unable to manage such an emergency cost in 2025.
In contrast, Kosovo stands out with relatively higher levels of emergency coping, with 50.1% of respondents agreeing that they could cover the expense, a notable improvement from 38.2% in 2024.
Bosnia and Montenegro show improvements in 2025 with about a third of the population agreeing that they could manage the cost in 2025.
Serbia presents a more worrying trend. In 2025, only 25.2% of respondents said they could afford a 1,000 euro expense, a significant drop from 35.0% in 2024. Furthermore, Serbia had a high percentage of respondents who answered “hard to say” in 2025, at 38.7%, indicating increasing uncertainty or lack of clarity about household finances.
The 2025 data reveals that only a third (33.1%) of respondents across the six Western Balkan countries feel confident that their household can manage an unexpected expense of €1,000 without borrowing or relying on others. This marks a slight decline from 36.7% in 2024, suggesting a worsening perception of financial sustainability.
The data shows that the situation has worsened in many Western Balkan countries between 2024 and 2025, reflecting ongoing economic fragility and pressures that could drive emigration or limit well-being in the region./Monitor
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